About BW Wealth

Planning conversations that still make sense after the meeting has ended.

Our story

Caroline Marsh established BW Wealth in February 2020, after a career supporting personal-finance clients through changes in work and family life.

She wanted a practice where the planning conversation remained understandable after the meeting ended. That idea still shapes the way we work with people across Surrey and south-west London who want to understand how their pensions, savings and regular commitments fit the life they are planning.

Our early clients mainly wanted to prepare for retirement without immediately changing every existing arrangement. We still start there: with your priorities and practical circumstances, rather than with change for its own sake.

A plan is only useful if you can still follow it once you have left the room.

How the practice has grown

February 2020
BW Wealth is founded

Caroline Marsh establishes the practice, with a focus on clear, understandable planning.
October 2021
Thomas Vale joins

Thomas strengthens our research and the preparation of written plans.
March 2023
Leah Denton joins

Leah takes on the organisation of reviews and client information.
Today
A consistent annual review

An established annual review process, with room for focused work around a particular life decision.

How we work

Whichever of our services you choose, the same principles apply.

Your priorities first

Conversations begin with your priorities and practical circumstances, before anything else.

A written plan

We move to a written plan and, where appropriate, specific recommendations within the agreed service.

Clear from the outset

We explain our fees and the limits of our work at the start. We do not promise investment returns, and a modelled projection is not a prediction.

Our services

Meet the team

A small team, each with a clear part to play in your planning.

Caroline Marsh

Founder and Planning Director

Caroline established BW Wealth in February 2020 after a career supporting personal-finance clients through changes in work and family life.

Thomas Vale

Planning Research Manager

Thomas joined in October 2021 to strengthen our research and the preparation of clients' written plans.

Leah Denton

Client Review Coordinator

Leah joined in March 2023 to organise client reviews and information, keeping the annual review process running smoothly.

Have a question?

We explain our fees and the limits of our work at the outset. We do not promise investment returns, and we never treat a modelled projection as a prediction of what will happen.

Our services Start a conversation