Our services
Four ways we can help, each with a clear scope and fees explained before we begin.
Find the right starting point
Some people come to us with one decision in mind; others want a plan that covers everything. Each service has a defined remit, so you know what is included and where our work ends.
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Information consolidation
A usable picture of what you already have.
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Retirement preparation
Pensions, spending and work patterns, together.
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Family financial planning
Competing priorities in one written plan.
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Continuing planning
Scheduled reviews that keep your plan current.
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Information consolidation
A clear picture of what you already have, before any decisions are made.
Pensions, savings and policies tend to build up over years of work and family life, often with different providers and paperwork. We help you assemble a usable picture of your existing arrangements, so any decisions that follow are based on what you actually hold.
You do not need to move every existing product to receive a useful planning conversation.
Retirement preparation
Your pensions, your likely spending and how you might want to work, considered together.
Retirement preparation brings together your existing pension information, your likely spending needs and possible work patterns. We explain the assumptions we use in plain language and explore alternatives with you, so you can compare options rather than commit to a single path.
Projections help you weigh up choices, but they are not promises. We never present projected figures as guaranteed outcomes.
Family financial planning
Savings, commitments and competing priorities, brought together in a single written plan.
Family life brings priorities that compete for the same money. Family financial planning looks at your savings, regular commitments and those competing priorities together, rather than one at a time, and sets them out in a single written plan.
Our recommendations stay within the remit we agree with you. Where specialist legal or tax questions arise, we refer them to an appropriate professional.
Continuing planning
Scheduled reviews that keep your plan in step with your life.
Plans need revisiting as circumstances change. Continuing planning provides scheduled reviews of relevant changes, the actions we agreed together and the assumptions your plan is built on.
Before you subscribe, you will know exactly what the annual service includes.
Whichever service you choose
Fees explained at the outset
We explain our fees before any work begins and show third-party charges separately.
No pressure to move products
You do not need to move every existing product to receive a useful planning conversation.
Projections, not predictions
We do not promise investment returns or treat a modelled projection as a prediction of what will happen.
Not sure where to start?
Begin with a conversation about your priorities and circumstances. We will suggest the service that fits and explain our fees before anything begins.